The U.S. Property & Casualty insurance industry is the largest in the world, representing 38% of total global premiums. Not surprisingly, as the largest, it’s also very complex with a large number of firms, different ownership structures, unique products, and multiple regulators. Given the complexity of the market, measuring value creation – much less understanding its drivers and implications – is extremely difficult. The ACORD U.S. P&C Value Creation Study was conducted to get at the essence of sustainable value creation and the characteristics of those who achieved it. To learn more and access the whitepaper, visit
acord.org.