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Unintended Consequences Loom from NAIC’S Cyber Principles

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In April, the Cybersecurity Task Force of the National Association of Insurance Commissioners adopted "Principles for Effective Cybersecurity: Insurance Regulatory Guidance--a welcome initiative, providing a minimum threshold of risk management for all insurance carriers, according to Kevin Kalinich, Aon's global practice leader for cyber insurance. But the principles could also have a downside, he told attendees of the Standard & Poor's 2015 Insurance Conference. In an interview with Carrier Management, Kalinich reviewed the possible unintended consequences, talks about how insurer pricing methods have evolved.

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