Claims Journal
Run Time: 5:13
in Claims, Editors' Featured

Growing Insurance Coverage for Trees, Shrubs and Landscapes

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With a database of nearly a million wholesale base prices of horticultural assets and a nationwide network of certified arborists and licensed and insured tree crews, Horticultural Asset Management Inc. specializes in helping insurers come up with the replacement cost for lost trees, shrubs and other landscape assets. In this interview with Claims Journal, HMI President and CEO Doug Cowles explains that while the biggest barrier to insurance products for plant material used to be the lack of a standardized replacement cost system, now several insurers are offering coverage.

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