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Captives, Tax Credits Can Help to Provide Affordable Coverage

The hallmarks of John Morrison’s legacy as Montana state auditor, the commissioner of Insurance and Securities, is to help provide more affordable coverage. The state is “bullish” on attracting more captives so groups can secure lower premiums; is working to provide affordable homeowners insurance â€" despite seismically active conditions and frequent forest fires; and is providing health coverage for 10,000 previously uninsured through small business tax credits and state-chartered purchasing pools.

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