According to The Hartford’s Jim Ruel, the outlook for small commerical insurance business is good. The premium potential for 100 employees or less is 50 billion and growing at a rate of two to three percent per year. As the needs of small producers change, so does The Hartford. In this exclusive interview with Andy Simpson of Insurance Journal East, Ruel talks about how The Hartford continues to expand to meet the needs of the small business market.
Is your company suffering from brand confusion? In this episode of On Point, Peter van Aartrijk and Rick Morgan talk with Aaron Moore, owner and Creative Director at Orange Element about the challenges companies face in presenting a clear, honest and consistent visual output in today’s social web environment. Aaron points out that the increase [...]
The alternative energy market has many complicated angles to it, including solar warranties, which are essential to solar manufacturers as well as to the development and funding of solar projects.
According to Mike McMullen, president of PowerGuard Specialty Insurance Services, banks are hesitant to lend against some larger solar projects because of the severe credit [...]
Engle Martin & Associates is an independent adjusting firm providing claims services to the insurance industry. In this interview with Claims Journal, Susan Froman, Engle Martin’s Director of Sales, discusses the growth of the company and providing service to their clients when they need it most.
The Internet makes it easier to get into business but it also makes it easier to steal others’ ideas. The Web is also expanding the notion of what materials, images and designs need to be protected. Intellectual property attorney David Branfman advises agents on questions to ask clients about intellectual property exposures and warns about [...]
Moving companies face a number of exposures in their daily operations, including workers compensation, cargo, fleet and general liability. Priority Moving in San Diego, Calif. is no exception. A Wheaton Van Lines agent, Priority Moving has created a series of internal procedures, reinforced by a strong employee screening process and training program. Analytics software [...]
Corporate Helicopters is a San Diego business focusing on charter, tours, aerial filming and helicopter sales. In this episode of Watching the Risks, Corporate Helicopters president Ivor Shier explains how looking through the lens of risk analysis from the formative years to the present has led to a safer company.
Crump celebrates its 90th anniversary in 2010!
Founded by E. H. Crump in 1920 in Memphis, TN, Crump grew to become the largest insurance agency in the southern U.S. Through acquisitions and growth, the company evolved during the latter half of the century. In 2005, private investors purchased Crump. In 2007, additional investment was made to [...]
Esurance saw a market opportunity in helping people buy competitively priced auto insurance over the Web. The real key was making it truly simple – and comfortable – for customers to buy this complicated product online. Esurance wanted to provide 24/7 customer care with a clearly measurable business value, without investing in serious infrastructure changes. [...]
Jim Whetstone, senior vice president of technology and privacy at Hiscox, is in charge of his firm’s privacy product that covers data breaches and privacy related exposures. In this part of a recent interview with Insurance Journal’s Andrew Simpson, Whetstone discusses the exposure, the coverage, and what types of firms are at risk.
Watch the [...]